Home    Loan Center    Products    About Us    FAQ    Resources  
 
Cypress Mortgage offers a variety of loan programs to meet your needs. We work with the leading institutions and wholesale mortgage lenders with a proven track record. We provide just about any loan to fit your needs.
 
Conforming 15 Year Fixed
Conforming 30 Yr Fixed Rate
High Balance 30 Yr Fixed
High Balance 15 Yr Fixed
Jumbo 30 Yr Fixed Rate
Jumbo 15 Yr Fixed
Conforming 3/1 LIBOR ARM
Conforming 5/1 LIBOR ARM

Conforming 15 Year Fixed

Loan amounts up to $417,000.

Term: 15 years   Maximum Amount: $417,000
RatesAPRPoints
3.75%3.968%-1.028%
3.875%4.029%-1.459%
4%4.107%-1.779%
4.125%4.196%-2.02%
4.25%4.238%-2.579%

Conforming 30 Yr Fixed Rate

Loan amounts up to $417,000.

Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.75%4.099%1.644%
3.875%4.148%0.736%
4%4.23%0.222%
4.125%4.32%-0.204%
4.25%4.384%-0.926%
4.375%4.44%-1.741%
4.5%4.528%-2.169%

High Balance 30 Yr Fixed

Loan amounts greater than $417,000 unp to $729,750.

Term: 30 years   Maximum Amount: $729,750
RatesAPRPoints
3.875%4.213%1.486%
4%4.295%0.972%
4.125%4.385%0.546%
4.25%4.449%-0.176%
4.375%4.504%-0.991%
4.5%4.593%-1.419%
4.625%4.685%-1.8%
4.75%4.782%-2.128%
4.875%4.88%-2.442%

High Balance 15 Yr Fixed

Loan amounts greater than $417,000. up to $729,750.

Term: 30 years   Maximum Amount: $729,750
RatesAPRPoints
3.75%3.956%-0.028%
3.875%4.045%-0.459%
4%4.144%-0.779%
4.125%4.25%-1.02%
4.25%4.328%-1.579%
4.375%4.416%-2.022%
4.5%4.522%-2.242%
4.625%4.635%-2.384%
4.75%4.748%-2.525%

Jumbo 30 Yr Fixed Rate

Loan amount over $650,000. up to $2,000,000.

Term: 30 years   Maximum Amount: $2,000,000
RatesAPRPoints
5.375%5.551%-0.072%

Jumbo 15 Yr Fixed

Loan amounts over $650,000 up to $2,000,000.

Term: 15 years   Maximum Amount: $2,000,000
RatesAPRPoints
5%5.308%-0.002%

Conforming 3/1 LIBOR ARM

Loan has a fixed rate for 3 years then adjusts for the remaining 27 years, based on the LIBOR index published in the wall street journal.

Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.25%2.981%-1.041%

Conforming 5/1 LIBOR ARM

Loan has a fixed rate for 5 years, then adjusts for the remaining 27 years based on the LIBOR index published in the wall street journal.

Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.375%3.313%-1.607%


No Point & No Fee Loans are Optional.  'No closing cost loans' incorporate lender paid 3rd pary fees.  These type of loans may increase rate to cover costs.  Make sure you get the facts for the right loan to meet your needs.  Call for specific guidance on your next loan. (831) 465-6600 rates are calculated based on 10/25/2010. Call for up to the minute rates.

 


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $729,750 with closing costs of $14,595. Your actual APR may be different depending upon these factors.